Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Contents Women and Retirement Women must be ready to spend, on average, more years in retirement than men. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.